Call reports 2011
CITIZENS STATE BANK OF NEW CASTLE — 2011
What CITIZENS STATE BANK OF NEW CASTLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 255,150,000 | 251,610,000 | 258,383,000 | 259,311,000 |
| Total loans | 119,621,000 | 119,679,000 | 117,885,000 | 116,176,000 |
| Allowance for loan losses | 4,045,000 | 4,519,000 | 4,599,000 | 3,286,000 |
| Securities available for sale | 59,728,000 | 63,316,000 | 66,394,000 | 108,418,000 |
| Securities held to maturity | 43,790,000 | 46,328,000 | 46,170,000 | 8,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,976,000 | 225,341,000 | 231,776,000 | 231,962,000 |
| Interest-bearing deposits | 220,337,000 | 217,333,000 | 221,376,000 | 221,792,000 |
| Noninterest-bearing deposits | 8,639,000 | 8,008,000 | 10,400,000 | 10,170,000 |
| Equity capital | 24,173,000 | 24,364,000 | 24,604,000 | 25,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,484,000 | 5,061,000 | 7,706,000 | 10,221,000 |
| Interest expense | 329,000 | 632,000 | 910,000 | 1,164,000 |
| Net interest income | 2,155,000 | 4,429,000 | 6,796,000 | 9,057,000 |
| Noninterest income | 630,000 | 1,283,000 | 1,957,000 | 2,656,000 |
| Noninterest expense | 2,106,000 | 4,172,000 | 6,161,000 | 8,213,000 |
| Provision for loan losses | 1,400,000 | 2,055,000 | 2,365,000 | 2,673,000 |
| Pretax income | -697,000 | -491,000 | 302,000 | 902,000 |
| Income tax | -360,000 | -356,000 | -123,000 | 17,000 |
| Net income | -337,000 | -135,000 | 425,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,628,000 | 23,496,000 | 23,697,000 | 23,797,000 |
| Total capital | 25,351,000 | 25,247,000 | 25,432,000 | 25,535,000 |
| Risk-weighted assets | 135,500,000 | 137,295,000 | 135,936,000 | 137,507,000 |