Call reports 2001
CITIZENS STATE BANK OF NEW CASTLE — 2001
What CITIZENS STATE BANK OF NEW CASTLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 200,163,000 | 205,461,000 | 207,914,000 | 209,345,000 |
| Total loans | 97,067,000 | 98,508,000 | 98,840,000 | 95,306,000 |
| Allowance for loan losses | 1,129,000 | 1,137,000 | 1,142,000 | 1,100,000 |
| Securities available for sale | 36,777,000 | 36,817,000 | 44,957,000 | 50,585,000 |
| Securities held to maturity | 41,405,000 | 36,924,000 | 34,070,000 | 29,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,304,000 | 183,475,000 | 185,061,000 | 186,908,000 |
| Interest-bearing deposits | 150,834,000 | 159,688,000 | 160,660,000 | 160,829,000 |
| Noninterest-bearing deposits | 25,470,000 | 23,787,000 | 24,401,000 | 26,079,000 |
| Equity capital | 21,605,000 | 19,931,000 | 20,533,000 | 20,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,364,000 | 6,632,000 | 9,860,000 | 12,987,000 |
| Interest expense | 1,507,000 | 2,941,000 | 4,289,000 | 5,469,000 |
| Net interest income | 1,857,000 | 3,691,000 | 5,571,000 | 7,518,000 |
| Noninterest income | 448,000 | 937,000 | 1,396,000 | 1,961,000 |
| Noninterest expense | 1,563,000 | 3,144,000 | 4,698,000 | 6,200,000 |
| Provision for loan losses | 55,000 | 100,000 | 135,000 | 210,000 |
| Pretax income | 687,000 | 1,392,000 | 2,134,000 | 3,069,000 |
| Income tax | 123,000 | 296,000 | 488,000 | 747,000 |
| Net income | 564,000 | 1,096,000 | 1,646,000 | 2,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,386,000 | 19,714,000 | 19,949,000 | 20,283,000 |
| Total capital | 22,515,000 | 20,851,000 | 21,091,000 | 21,383,000 |
| Risk-weighted assets | 112,292,000 | 129,071,000 | 115,419,000 | 116,014,000 |