Call reports 2015
BANK OF FAIRFIELD — 2015
What BANK OF FAIRFIELD reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 151,646,000 | 153,269,000 | 148,134,000 |
| Total loans | 103,057,000 | 117,436,000 | 117,776,000 |
| Allowance for loan losses | 1,861,000 | 1,840,000 | 1,882,000 |
| Securities available for sale | 13,773,000 | 6,399,000 | 4,964,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 134,027,000 | 124,658,000 | 119,720,000 |
| Interest-bearing deposits | 89,791,000 | 85,256,000 | 81,721,000 |
| Noninterest-bearing deposits | 44,236,000 | 39,402,000 | 37,999,000 |
| Equity capital | 14,762,000 | 14,764,000 | 14,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,539,000 | 3,139,000 | 4,806,000 |
| Interest expense | 79,000 | 157,000 | 227,000 |
| Net interest income | 1,460,000 | 2,982,000 | 4,579,000 |
| Noninterest income | 99,000 | 238,000 | 354,000 |
| Noninterest expense | 1,327,000 | 2,731,000 | 5,098,000 |
| Provision for loan losses | 0 | 0 | -33,000 |
| Pretax income | 268,000 | 646,000 | 25,000 |
| Income tax | 75,000 | 239,000 | -134,000 |
| Net income | 193,000 | 407,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 14,599,000 | 14,768,000 | 14,521,000 |
| Total capital | 15,976,000 | 16,195,000 | 16,055,000 |
| Risk-weighted assets | 109,626,000 | 113,669,000 | 122,322,000 |