Call reports 2014
BANK OF FAIRFIELD — 2014
What BANK OF FAIRFIELD reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 147,207,000 | 155,707,000 | 149,198,000 | 148,786,000 |
| Total loans | 90,788,000 | 109,335,000 | 110,887,000 | 109,862,000 |
| Allowance for loan losses | 1,997,000 | 1,974,000 | 1,982,000 | 1,882,000 |
| Securities available for sale | 11,354,000 | 12,937,000 | 11,881,000 | 15,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,835,000 | 121,163,000 | 129,029,000 | 132,499,000 |
| Interest-bearing deposits | 90,773,000 | 85,007,000 | 89,247,000 | 88,304,000 |
| Noninterest-bearing deposits | 41,062,000 | 36,156,000 | 39,783,000 | 44,195,000 |
| Equity capital | 14,380,000 | 14,585,000 | 14,873,000 | 14,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,484,000 | 3,034,000 | 4,735,000 | 6,356,000 |
| Interest expense | 124,000 | 237,000 | 352,000 | 444,000 |
| Net interest income | 1,360,000 | 2,797,000 | 4,383,000 | 5,912,000 |
| Noninterest income | 132,000 | 264,000 | 429,000 | 540,000 |
| Noninterest expense | 1,312,000 | 2,619,000 | 3,961,000 | 5,381,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 180,000 | 453,000 | 863,000 | 1,083,000 |
| Income tax | 47,000 | 124,000 | 246,000 | 300,000 |
| Net income | 133,000 | 329,000 | 617,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,247,000 | 14,502,000 | 14,740,000 | 14,857,000 |
| Total capital | 15,531,000 | 15,959,000 | 16,191,000 | 16,308,000 |
| Risk-weighted assets | 101,900,000 | 115,945,000 | 115,440,000 | 115,545,000 |