Call reports 2012
BANK OF FAIRFIELD — 2012
What BANK OF FAIRFIELD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 137,823,000 | 129,791,000 | 135,792,000 | 138,912,000 |
| Total loans | 96,941,000 | 106,962,000 | 105,538,000 | 110,655,000 |
| Allowance for loan losses | 2,865,000 | 2,378,000 | 2,467,000 | 2,313,000 |
| Securities available for sale | 8,502,000 | 7,141,000 | 3,700,000 | 3,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,650,000 | 115,447,000 | 121,066,000 | 123,824,000 |
| Interest-bearing deposits | 94,473,000 | 89,825,000 | 87,777,000 | 90,444,000 |
| Noninterest-bearing deposits | 29,177,000 | 25,622,000 | 33,289,000 | 33,380,000 |
| Equity capital | 13,177,000 | 13,321,000 | 13,613,000 | 13,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,708,000 | 3,311,000 | 5,089,000 | 6,767,000 |
| Interest expense | 213,000 | 405,000 | 585,000 | 750,000 |
| Net interest income | 1,495,000 | 2,906,000 | 4,504,000 | 6,017,000 |
| Noninterest income | 178,000 | 309,000 | 419,000 | 544,000 |
| Noninterest expense | 1,406,000 | 2,802,000 | 4,162,000 | 5,623,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 267,000 | 413,000 | 762,000 | 909,000 |
| Income tax | 95,000 | 139,000 | 252,000 | 252,000 |
| Net income | 172,000 | 274,000 | 510,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,885,000 | 12,998,000 | 13,234,000 | 13,407,000 |
| Total capital | 14,154,000 | 14,361,000 | 14,644,000 | 14,821,000 |
| Risk-weighted assets | 99,819,000 | 107,932,000 | 111,663,000 | 112,138,000 |