Call reports 2011
BANK OF FAIRFIELD — 2011
What BANK OF FAIRFIELD reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 123,016,000 | 119,027,000 | 122,243,000 | 126,992,000 |
| Total loans | 94,351,000 | 97,435,000 | 104,435,000 | 105,426,000 |
| Allowance for loan losses | 3,240,000 | 2,848,000 | 2,823,000 | 3,166,000 |
| Securities available for sale | 10,447,000 | 9,189,000 | 1,689,000 | 4,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,492,000 | 104,163,000 | 107,979,000 | 113,106,000 |
| Interest-bearing deposits | 89,777,000 | 85,820,000 | 85,855,000 | 87,926,000 |
| Noninterest-bearing deposits | 19,715,000 | 18,343,000 | 22,124,000 | 25,180,000 |
| Equity capital | 12,577,000 | 12,637,000 | 12,787,000 | 12,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,401,000 | 5,174,000 | 7,033,000 |
| Interest expense | 407,000 | 683,000 | 946,000 | 1,198,000 |
| Net interest income | 1,334,000 | 2,718,000 | 4,228,000 | 5,835,000 |
| Noninterest income | 62,000 | 119,000 | 260,000 | 491,000 |
| Noninterest expense | 1,322,000 | 2,719,000 | 4,085,000 | 5,608,000 |
| Provision for loan losses | 50,000 | 105,000 | 105,000 | 105,000 |
| Pretax income | 24,000 | 13,000 | 363,000 | 678,000 |
| Income tax | 0 | 0 | 103,000 | 213,000 |
| Net income | 24,000 | 13,000 | 260,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,904,000 | 11,943,000 | 12,190,000 | 12,713,000 |
| Total capital | 13,032,000 | 13,092,000 | 13,459,000 | 14,036,000 |
| Risk-weighted assets | 88,073,000 | 90,252,000 | 99,884,000 | 103,914,000 |