Call reports 2010
BANK OF FAIRFIELD — 2010
What BANK OF FAIRFIELD reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 136,400,000 | 131,881,000 | 128,796,000 | 130,882,000 |
| Total loans | 108,492,000 | 108,369,000 | 105,967,000 | 98,515,000 |
| Allowance for loan losses | 3,276,000 | 2,799,000 | 2,711,000 | 3,162,000 |
| Securities available for sale | 4,775,000 | 4,714,000 | 3,401,000 | 6,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,388,000 | 117,279,000 | 115,328,000 | 118,132,000 |
| Interest-bearing deposits | 104,403,000 | 101,675,000 | 98,757,000 | 98,017,000 |
| Noninterest-bearing deposits | 16,985,000 | 15,604,000 | 16,571,000 | 20,115,000 |
| Equity capital | 12,034,000 | 11,638,000 | 12,365,000 | 11,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,875,000 | 3,807,000 | 5,866,000 | 7,717,000 |
| Interest expense | 550,000 | 1,073,000 | 1,551,000 | 2,004,000 |
| Net interest income | 1,325,000 | 2,734,000 | 4,315,000 | 5,713,000 |
| Noninterest income | 142,000 | 289,000 | 423,000 | 548,000 |
| Noninterest expense | 1,259,000 | 2,654,000 | 3,869,000 | 5,269,000 |
| Provision for loan losses | 1,797,000 | 2,377,000 | 2,497,000 | 4,377,000 |
| Pretax income | -1,589,000 | -2,008,000 | -1,628,000 | -3,385,000 |
| Income tax | 0 | 0 | -355,000 | -970,000 |
| Net income | -1,589,000 | -2,008,000 | -1,273,000 | -2,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,993,000 | 11,573,000 | 11,814,000 | 11,145,000 |
| Total capital | 13,287,000 | 12,858,000 | 13,080,000 | 12,316,000 |
| Risk-weighted assets | 101,426,000 | 100,996,000 | 99,743,000 | 92,236,000 |