Call reports 2009
BANK OF FAIRFIELD — 2009
What BANK OF FAIRFIELD reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 138,171,000 | 138,436,000 | 133,995,000 | 141,450,000 |
| Total loans | 123,753,000 | 122,986,000 | 119,612,000 | 113,956,000 |
| Allowance for loan losses | 2,208,000 | 1,991,000 | 2,379,000 | 2,426,000 |
| Securities available for sale | 7,865,000 | 6,126,000 | 4,568,000 | 4,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,319,000 | 114,407,000 | 116,834,000 | 124,871,000 |
| Interest-bearing deposits | 97,808,000 | 99,619,000 | 101,744,000 | 107,134,000 |
| Noninterest-bearing deposits | 14,510,000 | 14,788,000 | 15,090,000 | 17,737,000 |
| Equity capital | 13,671,000 | 13,981,000 | 13,897,000 | 13,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 4,651,000 | 6,944,000 | 9,089,000 |
| Interest expense | 649,000 | 1,269,000 | 1,893,000 | 2,472,000 |
| Net interest income | 1,691,000 | 3,382,000 | 5,051,000 | 6,617,000 |
| Noninterest income | 423,000 | 556,000 | 709,000 | 974,000 |
| Noninterest expense | 1,336,000 | 2,667,000 | 3,991,000 | 5,268,000 |
| Provision for loan losses | 220,000 | 440,000 | 760,000 | 1,571,000 |
| Pretax income | 558,000 | 634,000 | 691,000 | 434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 558,000 | 634,000 | 691,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,050,000 | 13,988,000 | 13,908,000 | 13,582,000 |
| Total capital | 15,531,000 | 15,475,000 | 15,347,000 | 14,995,000 |
| Risk-weighted assets | 117,600,000 | 118,367,000 | 114,090,000 | 112,459,000 |