Call reports 2002
BANK OF FAIRFIELD — 2002
What BANK OF FAIRFIELD reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 92,514,000 | 96,327,000 | 103,975,000 | 104,569,000 |
| Total loans | 76,527,000 | 82,700,000 | 82,801,000 | 87,748,000 |
| Allowance for loan losses | 818,000 | 944,000 | 877,000 | 990,000 |
| Securities available for sale | 6,473,000 | 4,457,000 | 12,005,000 | 7,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,765,000 | 86,125,000 | 95,460,000 | 95,935,000 |
| Interest-bearing deposits | 76,934,000 | 78,847,000 | 87,613,000 | 86,818,000 |
| Noninterest-bearing deposits | 7,831,000 | 7,278,000 | 7,847,000 | 9,117,000 |
| Equity capital | 7,015,000 | 7,394,000 | 7,830,000 | 8,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,673,000 | 3,495,000 | 5,374,000 | 7,185,000 |
| Interest expense | 705,000 | 1,420,000 | 2,162,000 | 2,867,000 |
| Net interest income | 968,000 | 2,075,000 | 3,212,000 | 4,318,000 |
| Noninterest income | 156,000 | 389,000 | 700,000 | 869,000 |
| Noninterest expense | 741,000 | 1,527,000 | 2,258,000 | 3,181,000 |
| Provision for loan losses | 180,000 | 499,000 | 720,000 | 976,000 |
| Pretax income | 215,000 | 480,000 | 987,000 | 1,130,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 480,000 | 987,000 | 1,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,896,000 | 7,268,000 | 7,697,000 | 7,893,000 |
| Total capital | 7,714,000 | 8,212,000 | 8,574,000 | 8,883,000 |
| Risk-weighted assets | 75,995,000 | 81,871,000 | 81,448,000 | 86,053,000 |