Call reports 2001
BANK OF FAIRFIELD — 2001
What BANK OF FAIRFIELD reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 95,799,000 | 95,337,000 | 96,441,000 | 90,925,000 |
| Total loans | 64,330,000 | 72,039,000 | 69,960,000 | 73,034,000 |
| Allowance for loan losses | 650,000 | 725,000 | 748,000 | 796,000 |
| Securities available for sale | 15,087,000 | 14,546,000 | 11,822,000 | 10,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,897,000 | 85,348,000 | 86,181,000 | 81,673,000 |
| Interest-bearing deposits | 78,121,000 | 77,849,000 | 78,835,000 | 72,484,000 |
| Noninterest-bearing deposits | 7,776,000 | 7,499,000 | 7,346,000 | 9,189,000 |
| Equity capital | 6,948,000 | 7,092,000 | 7,327,000 | 7,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,899,000 | 5,767,000 | 7,515,000 |
| Interest expense | 1,079,000 | 2,177,000 | 3,224,000 | 4,103,000 |
| Net interest income | 845,000 | 1,722,000 | 2,543,000 | 3,412,000 |
| Noninterest income | 96,000 | 194,000 | 307,000 | 420,000 |
| Noninterest expense | 741,000 | 1,410,000 | 2,059,000 | 2,761,000 |
| Provision for loan losses | 145,000 | 315,000 | 360,000 | 811,000 |
| Pretax income | 143,000 | 286,000 | 594,000 | 498,000 |
| Income tax | 0 | 0 | 0 | -31,000 |
| Net income | 143,000 | 286,000 | 594,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,760,000 | 6,830,000 | 7,063,000 | 6,924,000 |
| Total capital | 7,410,000 | 7,555,000 | 7,815,000 | 7,724,000 |
| Risk-weighted assets | 71,698,000 | 74,832,000 | 74,066,000 | 73,625,000 |