Call reports 2025
LIFESTORE BANK — 2025
What LIFESTORE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 480,057,000 | 474,039,000 | 486,654,000 | 497,355,000 |
| Total loans | 295,386,000 | 298,291,000 | 300,312,000 | 306,815,000 |
| Allowance for loan losses | 4,315,000 | 4,417,000 | 4,308,000 | 4,378,000 |
| Securities available for sale | 109,898,000 | 105,973,000 | 107,035,000 | 108,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,020,000 | 420,186,000 | 429,969,000 | 439,368,000 |
| Interest-bearing deposits | 337,326,000 | 328,964,000 | 337,628,000 | 348,500,000 |
| Noninterest-bearing deposits | 89,694,000 | 91,222,000 | 92,341,000 | 90,868,000 |
| Equity capital | 48,752,000 | 49,197,000 | 51,772,000 | 53,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,986,000 | 12,157,000 | 18,613,000 | 25,006,000 |
| Interest expense | 2,252,000 | 4,374,000 | 6,530,000 | 8,750,000 |
| Net interest income | 3,734,000 | 7,783,000 | 12,083,000 | 16,256,000 |
| Noninterest income | 548,000 | 1,361,000 | 1,983,000 | 2,568,000 |
| Noninterest expense | 3,070,000 | 6,175,000 | 9,299,000 | 12,327,000 |
| Provision for loan losses | 156,000 | 211,000 | -75,000 | 22,000 |
| Pretax income | 1,069,000 | 2,791,000 | 4,856,000 | 6,492,000 |
| Income tax | 163,000 | 438,000 | 769,000 | 1,042,000 |
| Net income | 906,000 | 2,353,000 | 4,087,000 | 5,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,362,000 | 53,810,000 | 55,193,000 | 56,557,000 |
| Total capital | 56,184,000 | 57,598,000 | 58,948,000 | 60,354,000 |
| Risk-weighted assets | 305,179,000 | 302,261,000 | 299,723,000 | 303,086,000 |