Call reports 2024
LIFESTORE BANK — 2024
What LIFESTORE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 437,236,000 | 447,404,000 | 446,433,000 | 466,398,000 |
| Total loans | 268,003,000 | 273,227,000 | 282,227,000 | 287,421,000 |
| Allowance for loan losses | 3,871,000 | 3,862,000 | 4,172,000 | 4,123,000 |
| Securities available for sale | 79,045,000 | 91,940,000 | 103,694,000 | 106,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,798,000 | 395,029,000 | 392,675,000 | 414,066,000 |
| Interest-bearing deposits | 309,861,000 | 316,380,000 | 312,799,000 | 324,972,000 |
| Noninterest-bearing deposits | 75,937,000 | 78,649,000 | 79,876,000 | 89,094,000 |
| Equity capital | 46,907,000 | 47,739,000 | 48,882,000 | 48,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,288,000 | 10,975,000 | 16,630,000 | 22,608,000 |
| Interest expense | 2,120,000 | 4,468,000 | 6,953,000 | 9,391,000 |
| Net interest income | 3,168,000 | 6,507,000 | 9,677,000 | 13,217,000 |
| Noninterest income | 569,000 | 1,163,000 | 1,715,000 | 2,278,000 |
| Noninterest expense | 2,897,000 | 5,777,000 | 8,569,000 | 11,457,000 |
| Provision for loan losses | 0 | 52,000 | 285,000 | 216,000 |
| Pretax income | 848,000 | 1,911,000 | 2,634,000 | 3,949,000 |
| Income tax | 76,000 | 242,000 | 299,000 | 515,000 |
| Net income | 772,000 | 1,669,000 | 2,335,000 | 3,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,145,000 | 50,041,000 | 50,358,000 | 51,457,000 |
| Total capital | 52,695,000 | 53,639,000 | 54,016,000 | 55,191,000 |
| Risk-weighted assets | 283,513,000 | 287,429,000 | 291,954,000 | 298,214,000 |