Call reports 2023
LIFESTORE BANK — 2023
What LIFESTORE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 428,447,000 | 410,819,000 | 406,584,000 | 422,503,000 |
| Total loans | 263,169,000 | 261,696,000 | 272,956,000 | 268,117,000 |
| Allowance for loan losses | 4,156,000 | 3,764,000 | 3,886,000 | 3,790,000 |
| Securities available for sale | 104,819,000 | 87,203,000 | 82,948,000 | 86,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,807,000 | 354,590,000 | 360,488,000 | 372,159,000 |
| Interest-bearing deposits | 284,012,000 | 277,293,000 | 282,533,000 | 291,805,000 |
| Noninterest-bearing deposits | 76,795,000 | 77,297,000 | 77,955,000 | 80,354,000 |
| Equity capital | 43,485,000 | 43,749,000 | 42,039,000 | 46,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,628,000 | 9,504,000 | 14,561,000 | 19,711,000 |
| Interest expense | 1,190,000 | 2,739,000 | 4,377,000 | 6,195,000 |
| Net interest income | 3,438,000 | 6,765,000 | 10,184,000 | 13,516,000 |
| Noninterest income | 562,000 | 1,256,000 | 1,823,000 | 2,417,000 |
| Noninterest expense | 2,740,000 | 5,413,000 | 8,166,000 | 10,820,000 |
| Provision for loan losses | 0 | 350,000 | 350,000 | 338,000 |
| Pretax income | 1,269,000 | 2,273,000 | 3,506,000 | 4,795,000 |
| Income tax | 203,000 | 304,000 | 514,000 | 721,000 |
| Net income | 1,066,000 | 1,969,000 | 2,992,000 | 4,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,925,000 | 46,828,000 | 47,641,000 | 48,372,000 |
| Total capital | 49,470,000 | 50,331,000 | 51,274,000 | 51,966,000 |
| Risk-weighted assets | 282,999,000 | 280,024,000 | 290,260,000 | 287,192,000 |