Call reports 2021
LIFESTORE BANK — 2021
What LIFESTORE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 390,904,000 | 385,184,000 | 395,605,000 | 401,989,000 |
| Total loans | 207,281,000 | 202,106,000 | 210,613,000 | 215,772,000 |
| Allowance for loan losses | 3,469,000 | 3,518,000 | 3,613,000 | 3,791,000 |
| Securities available for sale | 81,794,000 | 81,373,000 | 79,656,000 | 79,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,467,000 | 325,240,000 | 335,094,000 | 340,645,000 |
| Interest-bearing deposits | 259,442,000 | 252,660,000 | 260,941,000 | 266,398,000 |
| Noninterest-bearing deposits | 73,025,000 | 72,580,000 | 74,153,000 | 74,247,000 |
| Equity capital | 40,288,000 | 41,636,000 | 42,377,000 | 43,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,176,000 | 6,034,000 | 9,168,000 | 12,274,000 |
| Interest expense | 360,000 | 640,000 | 890,000 | 1,123,000 |
| Net interest income | 2,816,000 | 5,394,000 | 8,278,000 | 11,151,000 |
| Noninterest income | 1,104,000 | 2,387,000 | 3,276,000 | 4,225,000 |
| Noninterest expense | 2,802,000 | 5,211,000 | 7,810,000 | 10,448,000 |
| Provision for loan losses | 0 | -10,000 | -4,000 | 146,000 |
| Pretax income | 1,130,000 | 2,593,000 | 3,766,000 | 4,807,000 |
| Income tax | 159,000 | 384,000 | 578,000 | 708,000 |
| Net income | 971,000 | 2,209,000 | 3,188,000 | 4,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,537,000 | 38,775,000 | 39,754,000 | 40,665,000 |
| Total capital | 40,416,000 | 41,581,000 | 42,666,000 | 43,752,000 |
| Risk-weighted assets | 229,742,000 | 223,773,000 | 232,243,000 | 246,225,000 |