Call reports 2020
LIFESTORE BANK — 2020
What LIFESTORE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 314,927,000 | 342,373,000 | 352,116,000 | 371,981,000 |
| Total loans | 189,143,000 | 206,063,000 | 206,594,000 | 206,448,000 |
| Allowance for loan losses | 2,566,000 | 3,082,000 | 3,311,000 | 3,451,000 |
| Securities available for sale | 63,810,000 | 69,897,000 | 76,760,000 | 83,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,099,000 | 272,946,000 | 284,052,000 | 301,422,000 |
| Interest-bearing deposits | 204,320,000 | 215,870,000 | 222,564,000 | 234,019,000 |
| Noninterest-bearing deposits | 42,779,000 | 57,076,000 | 61,488,000 | 67,403,000 |
| Equity capital | 35,571,000 | 36,738,000 | 38,496,000 | 40,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,032,000 | 5,985,000 | 8,850,000 | 11,805,000 |
| Interest expense | 733,000 | 1,353,000 | 1,885,000 | 2,374,000 |
| Net interest income | 2,299,000 | 4,632,000 | 6,965,000 | 9,431,000 |
| Noninterest income | 1,023,000 | 2,556,000 | 5,004,000 | 6,903,000 |
| Noninterest expense | 2,377,000 | 4,812,000 | 7,644,000 | 9,861,000 |
| Provision for loan losses | 125,000 | 657,000 | 861,000 | 997,000 |
| Pretax income | 820,000 | 1,723,000 | 3,471,000 | 5,487,000 |
| Income tax | 175,000 | 217,000 | 510,000 | 841,000 |
| Net income | 645,000 | 1,506,000 | 2,961,000 | 4,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,665,000 | 35,225,000 | 36,680,000 | 38,365,000 |
| Total capital | 37,165,000 | 37,856,000 | 39,341,000 | 41,106,000 |
| Risk-weighted assets | 199,927,000 | 209,996,000 | 212,224,000 | 218,575,000 |