Call reports 2019
LIFESTORE BANK — 2019
What LIFESTORE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 292,689,000 | 296,323,000 | 304,965,000 | 312,633,000 |
| Total loans | 185,093,000 | 194,405,000 | 194,149,000 | 193,584,000 |
| Allowance for loan losses | 2,423,000 | 2,422,000 | 2,464,000 | 2,518,000 |
| Securities available for sale | 60,009,000 | 62,110,000 | 64,807,000 | 63,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,058,000 | 229,509,000 | 238,498,000 | 245,322,000 |
| Interest-bearing deposits | 185,326,000 | 189,578,000 | 198,307,000 | 199,764,000 |
| Noninterest-bearing deposits | 39,732,000 | 39,931,000 | 40,191,000 | 45,558,000 |
| Equity capital | 32,090,000 | 33,002,000 | 34,372,000 | 35,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,964,000 | 6,008,000 | 9,147,000 | 12,274,000 |
| Interest expense | 657,000 | 1,363,000 | 2,087,000 | 2,824,000 |
| Net interest income | 2,307,000 | 4,645,000 | 7,060,000 | 9,450,000 |
| Noninterest income | 726,000 | 1,579,000 | 2,383,000 | 3,222,000 |
| Noninterest expense | 2,207,000 | 4,474,000 | 6,549,000 | 8,844,000 |
| Provision for loan losses | 5,000 | 123,000 | 150,000 | 150,000 |
| Pretax income | 821,000 | 1,627,000 | 2,735,000 | 3,669,000 |
| Income tax | 108,000 | 209,000 | 327,000 | 432,000 |
| Net income | 713,000 | 1,418,000 | 2,408,000 | 3,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,847,000 | 32,201,000 | 33,191,000 | 34,020,000 |
| Total capital | 34,141,000 | 34,623,000 | 35,655,000 | 36,531,000 |
| Risk-weighted assets | 183,413,000 | 194,416,000 | 197,419,000 | 200,849,000 |