Call reports 2018
LIFESTORE BANK — 2018
What LIFESTORE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 285,617,000 | 286,671,000 | 282,523,000 | 288,053,000 |
| Total loans | 189,897,000 | 185,675,000 | 188,064,000 | 183,625,000 |
| Allowance for loan losses | 2,506,000 | 2,497,000 | 2,502,000 | 2,419,000 |
| Securities available for sale | 48,553,000 | 48,174,000 | 49,788,000 | 53,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,173,000 | 215,414,000 | 216,229,000 | 220,831,000 |
| Interest-bearing deposits | 175,746,000 | 176,289,000 | 176,508,000 | 180,567,000 |
| Noninterest-bearing deposits | 39,427,000 | 39,125,000 | 39,721,000 | 40,264,000 |
| Equity capital | 28,495,000 | 29,210,000 | 29,509,000 | 30,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,709,000 | 5,493,000 | 8,349,000 | 11,338,000 |
| Interest expense | 503,000 | 1,026,000 | 1,586,000 | 2,182,000 |
| Net interest income | 2,206,000 | 4,467,000 | 6,763,000 | 9,156,000 |
| Noninterest income | 650,000 | 1,481,000 | 2,243,000 | 2,951,000 |
| Noninterest expense | 2,254,000 | 4,424,000 | 6,578,000 | 8,705,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 602,000 | 1,499,000 | 2,403,000 | 3,377,000 |
| Income tax | 92,000 | 316,000 | 450,000 | 636,000 |
| Net income | 510,000 | 1,183,000 | 1,953,000 | 2,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,902,000 | 29,575,000 | 30,345,000 | 31,133,000 |
| Total capital | 31,229,000 | 31,916,000 | 32,679,000 | 33,394,000 |
| Risk-weighted assets | 186,171,000 | 187,169,000 | 186,528,000 | 180,726,000 |