Call reports 2017
LIFESTORE BANK — 2017
What LIFESTORE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 271,367,000 | 272,312,000 | 278,049,000 | 282,315,000 |
| Total loans | 173,271,000 | 180,992,000 | 183,805,000 | 184,203,000 |
| Allowance for loan losses | 2,308,000 | 2,369,000 | 2,528,000 | 2,500,000 |
| Securities available for sale | 49,242,000 | 48,165,000 | 47,377,000 | 47,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,914,000 | 200,947,000 | 208,244,000 | 211,815,000 |
| Interest-bearing deposits | 166,506,000 | 165,109,000 | 168,828,000 | 170,223,000 |
| Noninterest-bearing deposits | 32,408,000 | 35,838,000 | 39,416,000 | 41,592,000 |
| Equity capital | 28,712,000 | 29,605,000 | 27,831,000 | 28,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,386,000 | 4,892,000 | 7,510,000 | 10,170,000 |
| Interest expense | 473,000 | 943,000 | 1,429,000 | 1,943,000 |
| Net interest income | 1,913,000 | 3,949,000 | 6,081,000 | 8,227,000 |
| Noninterest income | 705,000 | 1,516,000 | 2,313,000 | 3,091,000 |
| Noninterest expense | 2,133,000 | 4,307,000 | 6,460,000 | 8,565,000 |
| Provision for loan losses | 0 | 140,000 | 244,000 | 244,000 |
| Pretax income | 492,000 | 1,029,000 | 1,701,000 | 2,520,000 |
| Income tax | 67,000 | 130,000 | 243,000 | 682,000 |
| Net income | 425,000 | 899,000 | 1,458,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,390,000 | 28,801,000 | 27,204,000 | 28,392,000 |
| Total capital | 30,485,000 | 30,990,000 | 29,426,000 | 30,648,000 |
| Risk-weighted assets | 167,209,000 | 174,689,000 | 177,157,000 | 180,229,000 |