Call reports 2014
LIFESTORE BANK — 2014
What LIFESTORE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 259,993,000 | 253,542,000 | 253,059,000 | 258,799,000 |
| Total loans | 189,307,000 | 185,427,000 | 185,729,000 | 188,367,000 |
| Allowance for loan losses | 3,341,000 | 2,851,000 | 2,953,000 | 3,008,000 |
| Securities available for sale | 27,830,000 | 29,879,000 | 26,546,000 | 25,270,000 |
| Securities held to maturity | 81,000 | 77,000 | 13,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,910,000 | 177,914,000 | 177,648,000 | 183,209,000 |
| Interest-bearing deposits | 158,760,000 | 152,670,000 | 151,470,000 | 152,879,000 |
| Noninterest-bearing deposits | 26,150,000 | 25,244,000 | 26,178,000 | 30,330,000 |
| Equity capital | 25,641,000 | 25,926,000 | 26,021,000 | 26,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,656,000 | 5,255,000 | 7,820,000 | 10,412,000 |
| Interest expense | 528,000 | 1,058,000 | 1,599,000 | 2,146,000 |
| Net interest income | 2,128,000 | 4,197,000 | 6,221,000 | 8,266,000 |
| Noninterest income | 559,000 | 1,154,000 | 1,786,000 | 2,474,000 |
| Noninterest expense | 2,230,000 | 4,717,000 | 7,090,000 | 9,452,000 |
| Provision for loan losses | 331,000 | 332,000 | 465,000 | 530,000 |
| Pretax income | 126,000 | 302,000 | 452,000 | 758,000 |
| Income tax | -6,000 | 0 | 18,000 | 101,000 |
| Net income | 132,000 | 302,000 | 434,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,202,000 | 24,822,000 | 25,125,000 | 25,401,000 |
| Total capital | 27,465,000 | 27,061,000 | 27,420,000 | 27,730,000 |
| Risk-weighted assets | 179,934,000 | 178,503,000 | 182,966,000 | 185,607,000 |