Call reports 2012
LIFESTORE BANK — 2012
What LIFESTORE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 294,305,000 | 278,305,000 | 267,532,000 | 265,926,000 |
| Total loans | 204,781,000 | 199,079,000 | 195,251,000 | 190,672,000 |
| Allowance for loan losses | 3,679,000 | 3,236,000 | 3,473,000 | 3,560,000 |
| Securities available for sale | 33,566,000 | 32,864,000 | 31,213,000 | 29,480,000 |
| Securities held to maturity | 330,000 | 318,000 | 315,000 | 307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,614,000 | 203,839,000 | 192,483,000 | 190,942,000 |
| Interest-bearing deposits | 198,752,000 | 181,921,000 | 174,602,000 | 173,085,000 |
| Noninterest-bearing deposits | 20,862,000 | 21,918,000 | 17,881,000 | 17,857,000 |
| Equity capital | 25,075,000 | 25,098,000 | 25,425,000 | 25,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,227,000 | 6,351,000 | 9,346,000 | 12,238,000 |
| Interest expense | 804,000 | 1,558,000 | 2,251,000 | 2,900,000 |
| Net interest income | 2,423,000 | 4,793,000 | 7,095,000 | 9,338,000 |
| Noninterest income | 813,000 | 1,482,000 | 2,432,000 | 3,215,000 |
| Noninterest expense | 2,758,000 | 5,462,000 | 8,089,000 | 10,442,000 |
| Provision for loan losses | 185,000 | 623,000 | 1,010,000 | 1,510,000 |
| Pretax income | 293,000 | 190,000 | 428,000 | 601,000 |
| Income tax | 29,000 | -69,000 | -29,000 | -25,000 |
| Net income | 264,000 | 259,000 | 457,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,302,000 | 24,275,000 | 24,475,000 | 24,652,000 |
| Total capital | 26,644,000 | 26,733,000 | 26,885,000 | 27,022,000 |
| Risk-weighted assets | 197,354,000 | 195,821,000 | 191,787,000 | 188,400,000 |