Call reports 2008

CITIZENS STATE BANK OF POMONA, THE — 2008

Name: CITIZENS STATE BANK OF POMONA, THE — FFIEC call report 2008
Creator: CITIZENS STATE BANK OF POMONA, THE

What CITIZENS STATE BANK OF POMONA, THE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d1069a4c-0b9f-4000-9e8d-850d3b2218d8/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	25,736,000	24,270,000	23,109,000	22,194,000
Total loans	17,790,000	16,671,000	16,024,000	15,285,000
Allowance for loan losses	173,000	311,000	302,000	350,000
Securities available for sale	5,054,000	4,536,000	5,124,000	5,108,000
Securities held to maturity	0	0	296,000	298,000
Trading assets	0	0	0	0
Total deposits	23,441,000	22,207,000	21,038,000	20,140,000
Interest-bearing deposits	20,764,000	19,922,000	18,700,000	18,359,000
Noninterest-bearing deposits	2,677,000	2,285,000	2,338,000	1,781,000
Equity capital	2,129,000	1,888,000	1,919,000	1,901,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	418,000	811,000	1,195,000	1,532,000
Interest expense	167,000	290,000	424,000	521,000
Net interest income	251,000	521,000	771,000	1,011,000
Noninterest income	68,000	148,000	213,000	266,000
Noninterest expense	258,000	504,000	762,000	1,059,000
Provision for loan losses	36,000	481,000	503,000	561,000
Pretax income	33,000	-316,000	-281,000	-343,000
Income tax	9,000	-117,000	-104,000	-127,000
Net income	24,000	-199,000	-177,000	-216,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	2,118,000	1,896,000	1,919,000	1,878,000
Total capital	2,291,000	2,098,000	2,111,000	2,062,000
Risk-weighted assets	17,106,000	15,981,000	14,897,000	14,267,000