Call reports 2002
CITIZENS STATE BANK OF POMONA, THE — 2002
What CITIZENS STATE BANK OF POMONA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 11,868,000 | 11,486,000 | 12,458,000 | 12,959,000 |
| Total loans | 6,995,000 | 7,387,000 | 7,521,000 | 7,929,000 |
| Allowance for loan losses | 110,000 | 110,000 | 105,000 | 101,000 |
| Securities available for sale | 3,517,000 | 3,267,000 | 3,377,000 | 4,015,000 |
| Securities held to maturity | 377,000 | 376,000 | 275,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,193,000 | 9,801,000 | 10,708,000 | 11,210,000 |
| Interest-bearing deposits | 9,489,000 | 9,031,000 | 9,915,000 | 10,079,000 |
| Noninterest-bearing deposits | 704,000 | 770,000 | 792,000 | 1,131,000 |
| Equity capital | 1,551,000 | 1,528,000 | 1,586,000 | 1,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 203,000 | 410,000 | 614,000 | 808,000 |
| Interest expense | 60,000 | 119,000 | 179,000 | 240,000 |
| Net interest income | 143,000 | 291,000 | 435,000 | 568,000 |
| Noninterest income | 24,000 | 48,000 | 71,000 | 109,000 |
| Noninterest expense | 96,000 | 193,000 | 304,000 | 432,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 17,000 |
| Pretax income | 71,000 | 147,000 | 196,000 | 240,000 |
| Income tax | 24,000 | 50,000 | 66,000 | 78,000 |
| Net income | 47,000 | 97,000 | 130,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,540,000 | 1,515,000 | 1,549,000 | 1,580,000 |
| Total capital | 1,624,000 | 1,603,000 | 1,639,000 | 1,669,000 |
| Risk-weighted assets | 6,703,000 | 6,989,000 | 7,187,000 | 7,431,000 |