Call reports 2001
CITIZENS STATE BANK OF POMONA, THE — 2001
What CITIZENS STATE BANK OF POMONA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 11,296,000 | 10,866,000 | 10,654,000 | 10,729,000 |
| Total loans | 6,554,000 | 6,498,000 | 6,550,000 | 7,086,000 |
| Allowance for loan losses | 102,000 | 111,000 | 103,000 | 102,000 |
| Securities available for sale | 3,333,000 | 3,383,000 | 2,899,000 | 2,535,000 |
| Securities held to maturity | 698,000 | 696,000 | 531,000 | 530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,714,000 | 9,260,000 | 8,961,000 | 9,088,000 |
| Interest-bearing deposits | 8,430,000 | 8,072,000 | 7,922,000 | 8,168,000 |
| Noninterest-bearing deposits | 1,284,000 | 1,188,000 | 1,039,000 | 920,000 |
| Equity capital | 1,463,000 | 1,501,000 | 1,565,000 | 1,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 216,000 | 424,000 | 674,000 | 880,000 |
| Interest expense | 99,000 | 189,000 | 269,000 | 335,000 |
| Net interest income | 117,000 | 235,000 | 405,000 | 545,000 |
| Noninterest income | 22,000 | 47,000 | 77,000 | 123,000 |
| Noninterest expense | 77,000 | 185,000 | 285,000 | 403,000 |
| Provision for loan losses | 57,000 | 67,000 | 67,000 | 76,000 |
| Pretax income | 5,000 | 30,000 | 130,000 | 189,000 |
| Income tax | 0 | 0 | 37,000 | 56,000 |
| Net income | 5,000 | 38,000 | 93,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,435,000 | 1,474,000 | 1,529,000 | 1,494,000 |
| Total capital | 1,511,000 | 1,553,000 | 1,608,000 | 1,578,000 |
| Risk-weighted assets | 6,083,000 | 6,250,000 | 6,286,000 | 6,663,000 |