Call reports 2005

FIRST STATE BANK, SOUTHWEST INDIANA — 2005

Name: FIRST STATE BANK, SOUTHWEST INDIANA — FFIEC call report 2005
Creator: FIRST STATE BANK, SOUTHWEST INDIANA

What FIRST STATE BANK, SOUTHWEST INDIANA reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d0fc4b4a-ce49-4a1f-a965-c9b957b988d5/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	81,476,000	83,064,000	81,671,000	116,111,000
Total loans	56,593,000	55,727,000	56,214,000	82,855,000
Allowance for loan losses	730,000	720,000	766,000	911,000
Securities available for sale	14,352,000	15,068,000	14,411,000	9,603,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	70,948,000	74,145,000	73,068,000	100,363,000
Interest-bearing deposits	61,342,000	65,939,000	64,646,000	90,150,000
Noninterest-bearing deposits	9,606,000	8,206,000	8,422,000	10,213,000
Equity capital	6,615,000	6,929,000	7,169,000	13,317,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,030,000	2,131,000	3,269,000	4,984,000
Interest expense	335,000	723,000	1,141,000	1,823,000
Net interest income	695,000	1,408,000	2,128,000	3,161,000
Noninterest income	171,000	351,000	533,000	740,000
Noninterest expense	480,000	931,000	1,378,000	2,231,000
Provision for loan losses	68,000	68,000	135,000	127,000
Pretax income	318,000	760,000	1,148,000	1,543,000
Income tax	122,000	293,000	437,000	591,000
Net income	196,000	467,000	711,000	952,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	6,146,000	6,417,000	6,661,000	10,415,000
Total capital	6,876,000	7,137,000	7,423,000	11,326,000
Risk-weighted assets	61,063,000	60,815,000	60,977,000	80,387,000