Call reports 2001
FIRST STATE BANK, SOUTHWEST INDIANA — 2001
What FIRST STATE BANK, SOUTHWEST INDIANA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 67,723,000 | 70,197,000 | 68,004,000 | 62,774,000 |
| Total loans | 58,011,000 | 55,911,000 | 54,558,000 | 51,592,000 |
| Allowance for loan losses | 465,000 | 544,000 | 578,000 | 557,000 |
| Securities available for sale | 263,000 | 261,000 | 263,000 | 259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,170,000 | 54,640,000 | 54,255,000 | 54,582,000 |
| Interest-bearing deposits | 46,916,000 | 48,512,000 | 48,082,000 | 48,472,000 |
| Noninterest-bearing deposits | 5,254,000 | 6,128,000 | 6,173,000 | 6,109,000 |
| Equity capital | 5,284,000 | 5,372,000 | 5,469,000 | 5,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,548,000 | 3,777,000 | 4,875,000 |
| Interest expense | 719,000 | 1,452,000 | 2,128,000 | 2,630,000 |
| Net interest income | 553,000 | 1,096,000 | 1,649,000 | 2,245,000 |
| Noninterest income | 99,000 | 207,000 | 338,000 | 462,000 |
| Noninterest expense | 463,000 | 934,000 | 1,421,000 | 1,947,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 151,000 | 294,000 | 453,000 | 610,000 |
| Income tax | 59,000 | 113,000 | 175,000 | 235,000 |
| Net income | 92,000 | 181,000 | 278,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,605,000 | 4,723,000 | 4,841,000 | 4,462,000 |
| Total capital | 5,070,000 | 5,267,000 | 5,419,000 | 5,019,000 |
| Risk-weighted assets | 49,584,000 | 49,485,000 | 48,722,000 | 50,538,000 |