Call reports 2006
BANK OF PARSONS — 2006
What BANK OF PARSONS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 9,342,000 | 9,590,000 | 9,553,000 | 10,501,000 |
| Total loans | 6,366,000 | 6,693,000 | 6,928,000 | 7,193,000 |
| Allowance for loan losses | 71,000 | 72,000 | 74,000 | 71,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 804,000 | 803,000 | 801,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,594,000 | 8,858,000 | 8,841,000 | 9,792,000 |
| Interest-bearing deposits | 7,446,000 | 7,787,000 | 7,748,000 | 8,628,000 |
| Noninterest-bearing deposits | 1,148,000 | 1,071,000 | 1,093,000 | 1,164,000 |
| Equity capital | 719,000 | 695,000 | 673,000 | 661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 120,000 | 244,000 | 374,000 | 517,000 |
| Interest expense | 42,000 | 92,000 | 149,000 | 211,000 |
| Net interest income | 78,000 | 152,000 | 225,000 | 306,000 |
| Noninterest income | 34,000 | 68,000 | 108,000 | 150,000 |
| Noninterest expense | 109,000 | 237,000 | 369,000 | 510,000 |
| Provision for loan losses | 0 | 1,000 | 3,000 | 0 |
| Pretax income | 3,000 | -18,000 | -39,000 | -54,000 |
| Income tax | 0 | 2,000 | 3,000 | 0 |
| Net income | 3,000 | -20,000 | -42,000 | -54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 719,000 | 665,000 | 644,000 | 632,000 |
| Total capital | 777,000 | 725,000 | 707,000 | 698,000 |
| Risk-weighted assets | 4,606,000 | 4,810,000 | 5,002,000 | 5,272,000 |