Call reports 2005
BANK OF PARSONS — 2005
What BANK OF PARSONS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 9,848,000 | 9,534,000 | 9,401,000 | 9,071,000 |
| Total loans | 6,503,000 | 6,793,000 | 6,711,000 | 6,497,000 |
| Allowance for loan losses | 71,000 | 71,000 | 71,000 | 71,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 915,000 | 911,000 | 908,000 | 806,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,138,000 | 8,790,000 | 8,561,000 | 8,121,000 |
| Interest-bearing deposits | 8,139,000 | 7,576,000 | 7,544,000 | 7,169,000 |
| Noninterest-bearing deposits | 999,000 | 1,214,000 | 1,017,000 | 952,000 |
| Equity capital | 680,000 | 689,000 | 706,000 | 724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 123,000 | 247,000 | 371,000 | 493,000 |
| Interest expense | 35,000 | 72,000 | 113,000 | 152,000 |
| Net interest income | 88,000 | 175,000 | 258,000 | 341,000 |
| Noninterest income | 29,000 | 61,000 | 98,000 | 127,000 |
| Noninterest expense | 90,000 | 183,000 | 278,000 | 372,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 53,000 | 78,000 | 96,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 53,000 | 78,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 680,000 | 689,000 | 706,000 | 724,000 |
| Total capital | 738,000 | 749,000 | 765,000 | 782,000 |
| Risk-weighted assets | 4,658,000 | 4,777,000 | 4,679,000 | 4,636,000 |