Call reports 2004
BANK OF PARSONS — 2004
What BANK OF PARSONS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 10,067,000 | 10,229,000 | 10,101,000 | 9,660,000 |
| Total loans | 6,059,000 | 6,430,000 | 6,918,000 | 7,004,000 |
| Allowance for loan losses | 71,000 | 71,000 | 71,000 | 71,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,080,000 | 1,224,000 | 920,000 | 918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,342,000 | 9,498,000 | 9,344,000 | 8,869,000 |
| Interest-bearing deposits | 8,596,000 | 8,599,000 | 8,748,000 | 8,050,000 |
| Noninterest-bearing deposits | 746,000 | 899,000 | 596,000 | 819,000 |
| Equity capital | 689,000 | 699,000 | 724,000 | 768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 247,000 | 378,000 | 509,000 |
| Interest expense | 41,000 | 80,000 | 116,000 | 151,000 |
| Net interest income | 80,000 | 167,000 | 262,000 | 358,000 |
| Noninterest income | 30,000 | 60,000 | 93,000 | 127,000 |
| Noninterest expense | 83,000 | 171,000 | 261,000 | 347,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 56,000 | 94,000 | 138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 56,000 | 94,000 | 138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 689,000 | 699,000 | 724,000 | 768,000 |
| Total capital | 747,000 | 762,000 | 787,000 | 830,000 |
| Risk-weighted assets | 4,647,000 | 4,998,000 | 4,999,000 | 4,920,000 |