Call reports 2003
BANK OF PARSONS — 2003
What BANK OF PARSONS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 10,012,000 | 9,844,000 | 9,986,000 | 9,710,000 |
| Total loans | 5,746,000 | 5,776,000 | 6,111,000 | 6,095,000 |
| Allowance for loan losses | 72,000 | 71,000 | 70,000 | 71,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,063,000 | 812,000 | 1,086,000 | 1,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,343,000 | 9,176,000 | 9,300,000 | 9,009,000 |
| Interest-bearing deposits | 8,544,000 | 8,489,000 | 8,613,000 | 8,388,000 |
| Noninterest-bearing deposits | 799,000 | 687,000 | 687,000 | 621,000 |
| Equity capital | 629,000 | 633,000 | 645,000 | 669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 129,000 | 250,000 | 369,000 | 494,000 |
| Interest expense | 53,000 | 101,000 | 147,000 | 191,000 |
| Net interest income | 76,000 | 149,000 | 222,000 | 303,000 |
| Noninterest income | 29,000 | 61,000 | 89,000 | 117,000 |
| Noninterest expense | 87,000 | 176,000 | 260,000 | 345,000 |
| Provision for loan losses | 1,000 | 0 | 0 | 0 |
| Pretax income | 17,000 | 34,000 | 51,000 | 75,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 34,000 | 51,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 629,000 | 633,000 | 645,000 | 669,000 |
| Total capital | 691,000 | 693,000 | 706,000 | 728,000 |
| Risk-weighted assets | 4,924,000 | 4,784,000 | 4,837,000 | 4,711,000 |