Call reports 2002
UNIONBANK/CENTRAL — 2002
What UNIONBANK/CENTRAL reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 130,151,000 | 136,287,000 | 138,676,000 | 139,460,000 |
| Total loans | 76,763,000 | 79,794,000 | 82,928,000 | 79,547,000 |
| Allowance for loan losses | 1,137,000 | 1,209,000 | 1,247,000 | 1,140,000 |
| Securities available for sale | 45,752,000 | 47,805,000 | 46,858,000 | 48,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,287,000 | 105,202,000 | 105,614,000 | 102,429,000 |
| Interest-bearing deposits | 97,118,000 | 97,768,000 | 98,008,000 | 93,555,000 |
| Noninterest-bearing deposits | 7,169,000 | 7,434,000 | 7,606,000 | 8,874,000 |
| Equity capital | 12,426,000 | 12,852,000 | 12,958,000 | 13,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,126,000 | 4,214,000 | 6,319,000 | 8,333,000 |
| Interest expense | 993,000 | 1,911,000 | 2,817,000 | 3,641,000 |
| Net interest income | 1,133,000 | 2,303,000 | 3,502,000 | 4,692,000 |
| Noninterest income | 139,000 | 282,000 | 174,000 | 431,000 |
| Noninterest expense | 687,000 | 1,426,000 | 2,150,000 | 3,008,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 557,000 | 1,070,000 | 1,347,000 | 1,846,000 |
| Income tax | 197,000 | 360,000 | 433,000 | 603,000 |
| Net income | 360,000 | 710,000 | 914,000 | 1,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,939,000 | 11,130,000 | 11,182,000 | 11,380,000 |
| Total capital | 11,958,000 | 12,159,000 | 12,223,000 | 12,420,000 |
| Risk-weighted assets | 81,087,000 | 81,861,000 | 82,769,000 | 82,784,000 |