Call reports 2001
UNIONBANK/CENTRAL — 2001
What UNIONBANK/CENTRAL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 131,653,000 | 139,187,000 | 143,171,000 | 134,723,000 |
| Total loans | 83,787,000 | 85,634,000 | 88,539,000 | 83,409,000 |
| Allowance for loan losses | 607,000 | 656,000 | 545,000 | 1,050,000 |
| Securities available for sale | 40,550,000 | 45,584,000 | 43,783,000 | 40,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,082,000 | 108,999,000 | 106,834,000 | 106,284,000 |
| Interest-bearing deposits | 96,606,000 | 101,963,000 | 97,369,000 | 97,591,000 |
| Noninterest-bearing deposits | 7,476,000 | 7,036,000 | 9,465,000 | 8,693,000 |
| Equity capital | 12,158,000 | 12,491,000 | 12,891,000 | 12,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,539,000 | 5,195,000 | 7,649,000 | 10,001,000 |
| Interest expense | 1,566,000 | 3,108,000 | 4,476,000 | 5,649,000 |
| Net interest income | 973,000 | 2,087,000 | 3,173,000 | 4,352,000 |
| Noninterest income | 135,000 | 267,000 | 434,000 | 569,000 |
| Noninterest expense | 607,000 | 1,266,000 | 1,932,000 | 2,651,000 |
| Provision for loan losses | 38,000 | 90,000 | 180,000 | 1,068,000 |
| Pretax income | 488,000 | 1,087,000 | 1,613,000 | 1,463,000 |
| Income tax | 171,000 | 374,000 | 553,000 | 474,000 |
| Net income | 317,000 | 713,000 | 1,060,000 | 989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,505,000 | 10,788,000 | 10,981,000 | 10,781,000 |
| Total capital | 11,112,000 | 12,125,000 | 11,526,000 | 11,831,000 |
| Risk-weighted assets | 86,203,000 | 89,923,000 | 88,927,000 | 88,370,000 |