Call reports 2025
BODCAW BANK — 2025
What BODCAW BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 237,790,000 | 238,924,000 | 246,255,000 | 245,139,000 |
| Total loans | 206,553,000 | 208,118,000 | 214,347,000 | 213,953,000 |
| Allowance for loan losses | 2,605,000 | 2,620,000 | 2,765,000 | 2,109,000 |
| Securities available for sale | 18,640,000 | 18,865,000 | 19,183,000 | 19,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,413,000 | 212,008,000 | 218,518,000 | 219,860,000 |
| Interest-bearing deposits | 185,143,000 | 186,115,000 | 192,459,000 | 191,289,000 |
| Noninterest-bearing deposits | 29,270,000 | 25,893,000 | 26,059,000 | 28,571,000 |
| Equity capital | 22,673,000 | 23,509,000 | 23,880,000 | 24,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,010,000 | 8,076,000 | 12,292,000 | 16,475,000 |
| Interest expense | 1,569,000 | 3,088,000 | 4,672,000 | 6,231,000 |
| Net interest income | 2,441,000 | 4,988,000 | 7,620,000 | 10,244,000 |
| Noninterest income | 189,000 | 407,000 | 604,000 | 818,000 |
| Noninterest expense | 1,551,000 | 3,053,000 | 4,674,000 | 6,431,000 |
| Provision for loan losses | 225,000 | 450,000 | 1,292,000 | 1,659,000 |
| Pretax income | 838,000 | 1,876,000 | 2,115,000 | 2,857,000 |
| Income tax | 234,000 | 471,000 | 702,000 | 603,000 |
| Net income | 604,000 | 1,405,000 | 1,413,000 | 2,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,299,000 | 25,100,000 | 25,108,000 | 25,924,000 |