Call reports 2024
BODCAW BANK — 2024
What BODCAW BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 239,507,000 | 245,068,000 | 238,950,000 | 234,716,000 |
| Total loans | 211,033,000 | 206,422,000 | 204,505,000 | 205,180,000 |
| Allowance for loan losses | 2,524,000 | 2,594,000 | 2,609,000 | 2,686,000 |
| Securities available for sale | 16,325,000 | 16,008,000 | 19,084,000 | 17,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,883,000 | 220,407,000 | 213,173,000 | 212,372,000 |
| Interest-bearing deposits | 182,897,000 | 190,447,000 | 187,871,000 | 184,397,000 |
| Noninterest-bearing deposits | 27,986,000 | 29,960,000 | 25,302,000 | 27,975,000 |
| Equity capital | 21,463,000 | 21,993,000 | 22,962,000 | 21,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,820,000 | 7,812,000 | 11,937,000 | 16,044,000 |
| Interest expense | 1,537,000 | 3,294,000 | 5,045,000 | 6,742,000 |
| Net interest income | 2,283,000 | 4,518,000 | 6,892,000 | 9,302,000 |
| Noninterest income | 212,000 | 423,000 | 633,000 | 894,000 |
| Noninterest expense | 1,596,000 | 3,049,000 | 4,688,000 | 6,426,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 500,000 |
| Pretax income | 751,000 | 1,594,000 | 2,389,000 | 3,272,000 |
| Income tax | 252,000 | 456,000 | 636,000 | 806,000 |
| Net income | 499,000 | 1,138,000 | 1,753,000 | 2,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,095,000 | 23,734,000 | 24,339,000 | 23,694,000 |