Call reports 2023
BODCAW BANK — 2023
What BODCAW BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 230,122,000 | 233,015,000 | 231,983,000 | 238,688,000 |
| Total loans | 201,948,000 | 206,462,000 | 206,419,000 | 211,249,000 |
| Allowance for loan losses | 2,234,000 | 2,396,000 | 2,493,000 | 2,409,000 |
| Securities available for sale | 18,334,000 | 16,852,000 | 16,040,000 | 16,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,567,000 | 206,559,000 | 209,054,000 | 209,231,000 |
| Interest-bearing deposits | 175,430,000 | 175,995,000 | 178,801,000 | 180,437,000 |
| Noninterest-bearing deposits | 30,137,000 | 30,564,000 | 30,253,000 | 28,794,000 |
| Equity capital | 18,926,000 | 19,446,000 | 19,697,000 | 21,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,160,000 | 6,568,000 | 10,182,000 | 13,933,000 |
| Interest expense | 866,000 | 2,030,000 | 3,285,000 | 4,654,000 |
| Net interest income | 2,294,000 | 4,538,000 | 6,897,000 | 9,279,000 |
| Noninterest income | 241,000 | 512,000 | 737,000 | 939,000 |
| Noninterest expense | 1,441,000 | 2,866,000 | 4,388,000 | 6,109,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 944,000 | 1,884,000 | 2,796,000 | 3,509,000 |
| Income tax | 211,000 | 416,000 | 616,000 | 727,000 |
| Net income | 733,000 | 1,468,000 | 2,180,000 | 2,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,551,000 | 21,285,000 | 21,995,000 | 22,596,000 |