Call reports 2022
BODCAW BANK — 2022
What BODCAW BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 187,344,000 | 202,119,000 | 212,221,000 | 221,352,000 |
| Total loans | 148,472,000 | 166,915,000 | 177,018,000 | 192,927,000 |
| Allowance for loan losses | 1,808,000 | 1,975,000 | 2,111,000 | 2,196,000 |
| Securities available for sale | 19,052,000 | 17,733,000 | 16,681,000 | 18,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,146,000 | 182,803,000 | 192,754,000 | 191,668,000 |
| Interest-bearing deposits | 140,814,000 | 153,426,000 | 160,491,000 | 159,636,000 |
| Noninterest-bearing deposits | 27,332,000 | 29,378,000 | 32,263,000 | 32,032,000 |
| Equity capital | 17,118,000 | 17,111,000 | 17,188,000 | 17,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,049,000 | 4,465,000 | 7,159,000 | 10,069,000 |
| Interest expense | 277,000 | 561,000 | 911,000 | 1,398,000 |
| Net interest income | 1,772,000 | 3,904,000 | 6,248,000 | 8,671,000 |
| Noninterest income | 104,000 | 244,000 | 416,000 | 636,000 |
| Noninterest expense | 1,031,000 | 2,272,000 | 3,552,000 | 5,186,000 |
| Provision for loan losses | 135,000 | 305,000 | 550,000 | 670,000 |
| Pretax income | 728,000 | 1,589,000 | 2,580,000 | 3,469,000 |
| Income tax | 147,000 | 299,000 | 621,000 | 763,000 |
| Net income | 581,000 | 1,290,000 | 1,959,000 | 2,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,211,000 | 18,920,000 | 19,581,000 | 19,724,000 |