Call reports 2021
BODCAW BANK — 2021
What BODCAW BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 143,858,000 | 151,195,000 | 160,159,000 | 168,627,000 |
| Total loans | 101,254,000 | 120,590,000 | 116,593,000 | 123,491,000 |
| Allowance for loan losses | 1,517,000 | 1,619,000 | 1,764,000 | 1,743,000 |
| Securities available for sale | 18,570,000 | 21,406,000 | 21,578,000 | 20,385,000 |
| Securities held to maturity | 4,500,000 | 1,000,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,455,000 | 130,173,000 | 138,678,000 | 148,628,000 |
| Interest-bearing deposits | 101,723,000 | 107,603,000 | 116,443,000 | 124,990,000 |
| Noninterest-bearing deposits | 21,732,000 | 22,570,000 | 22,235,000 | 23,638,000 |
| Equity capital | 17,037,000 | 17,572,000 | 18,030,000 | 17,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,607,000 | 3,569,000 | 5,459,000 | 7,378,000 |
| Interest expense | 260,000 | 520,000 | 790,000 | 1,067,000 |
| Net interest income | 1,347,000 | 3,049,000 | 4,669,000 | 6,311,000 |
| Noninterest income | 101,000 | 217,000 | 326,000 | 436,000 |
| Noninterest expense | 759,000 | 1,815,000 | 2,796,000 | 4,001,000 |
| Provision for loan losses | 120,000 | 240,000 | 380,000 | 530,000 |
| Pretax income | 569,000 | 1,218,000 | 1,826,000 | 2,224,000 |
| Income tax | 150,000 | 310,000 | 471,000 | 507,000 |
| Net income | 419,000 | 908,000 | 1,355,000 | 1,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,832,000 | 17,320,000 | 17,767,000 | 17,630,000 |
| Total capital | 17,911,000 | 18,656,000 | 19,060,000 | 19,068,000 |
| Risk-weighted assets | 85,909,000 | 106,496,000 | 102,967,000 | 114,710,000 |