Call reports 2020
BODCAW BANK — 2020
What BODCAW BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 122,164,000 | 129,589,000 | 130,174,000 | 131,565,000 |
| Total loans | 88,926,000 | 94,182,000 | 95,197,000 | 96,326,000 |
| Allowance for loan losses | 1,596,000 | 1,638,000 | 1,718,000 | 1,607,000 |
| Securities available for sale | 22,682,000 | 20,483,000 | 16,887,000 | 14,743,000 |
| Securities held to maturity | 4,138,000 | 4,615,000 | 7,239,000 | 8,541,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,077,000 | 107,210,000 | 109,150,000 | 111,552,000 |
| Interest-bearing deposits | 86,706,000 | 88,007,000 | 90,380,000 | 92,433,000 |
| Noninterest-bearing deposits | 16,371,000 | 19,203,000 | 18,770,000 | 19,119,000 |
| Equity capital | 13,328,000 | 16,175,000 | 16,602,000 | 16,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 3,204,000 | 4,789,000 | 6,399,000 |
| Interest expense | 394,000 | 760,000 | 1,093,000 | 1,414,000 |
| Net interest income | 1,076,000 | 2,444,000 | 3,696,000 | 4,985,000 |
| Noninterest income | 85,000 | 207,000 | 297,000 | 439,000 |
| Noninterest expense | 620,000 | 1,341,000 | 2,024,000 | 2,963,000 |
| Provision for loan losses | 315,000 | 405,000 | 495,000 | 585,000 |
| Pretax income | 228,000 | 907,000 | 1,487,000 | 1,889,000 |
| Income tax | 88,000 | 183,000 | 278,000 | 428,000 |
| Net income | 140,000 | 724,000 | 1,209,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,447,000 | 15,744,000 | 16,230,000 | 16,439,000 |
| Total capital | — | 16,794,000 | 17,420,000 | 17,496,000 |
| Risk-weighted assets | — | 83,435,000 | 94,669,000 | 84,029,000 |