Call reports 2019
BODCAW BANK — 2019
What BODCAW BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,569,000 | 107,813,000 | 112,562,000 | 117,302,000 |
| Total loans | 64,434,000 | 72,562,000 | 77,634,000 | 84,194,000 |
| Allowance for loan losses | 554,000 | 613,000 | 695,000 | 1,281,000 |
| Securities available for sale | 31,263,000 | 31,118,000 | 28,100,000 | 27,863,000 |
| Securities held to maturity | 0 | 0 | 2,496,000 | 646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,754,000 | 92,964,000 | 97,240,000 | 98,748,000 |
| Interest-bearing deposits | 71,523,000 | 77,697,000 | 81,783,000 | 83,145,000 |
| Noninterest-bearing deposits | 12,231,000 | 15,266,000 | 15,458,000 | 15,603,000 |
| Equity capital | 9,606,000 | 10,283,000 | 10,814,000 | 10,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,487,000 | 3,878,000 | 5,397,000 |
| Interest expense | 304,000 | 651,000 | 1,039,000 | 1,434,000 |
| Net interest income | 887,000 | 1,836,000 | 2,839,000 | 3,963,000 |
| Noninterest income | 54,000 | 114,000 | 184,000 | 269,000 |
| Noninterest expense | 579,000 | 1,151,000 | 1,698,000 | 2,308,000 |
| Provision for loan losses | 56,000 | 125,000 | 215,000 | 813,000 |
| Pretax income | 306,000 | 674,000 | 1,110,000 | 1,111,000 |
| Income tax | 44,000 | 114,000 | 149,000 | 231,000 |
| Net income | 262,000 | 560,000 | 961,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,059,000 | 10,357,000 | 10,748,000 | 10,667,000 |
| Total capital | 10,613,000 | 10,970,000 | 11,443,000 | 11,948,000 |
| Risk-weighted assets | 59,917,000 | 65,487,000 | 77,634,000 | 92,489,000 |