Call reports 2018
BODCAW BANK — 2018
What BODCAW BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 77,041,000 | 82,838,000 | 84,766,000 | 94,933,000 |
| Total loans | 30,211,000 | 40,505,000 | 50,536,000 | 57,691,000 |
| Allowance for loan losses | 348,000 | 391,000 | 436,000 | 498,000 |
| Securities available for sale | 21,375,000 | 32,296,000 | 31,123,000 | 30,882,000 |
| Securities held to maturity | 20,317,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,212,000 | 74,563,000 | 75,756,000 | 81,012,000 |
| Interest-bearing deposits | 56,585,000 | 55,301,000 | 62,666,000 | 67,746,000 |
| Noninterest-bearing deposits | 11,627,000 | 19,262,000 | 13,090,000 | 13,265,000 |
| Equity capital | 8,692,000 | 8,091,000 | 7,991,000 | 8,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,383,000 | 2,394,000 | 3,486,000 |
| Interest expense | 107,000 | 257,000 | 443,000 | 690,000 |
| Net interest income | 525,000 | 1,126,000 | 1,951,000 | 2,796,000 |
| Noninterest income | 60,000 | 154,000 | 119,000 | 153,000 |
| Noninterest expense | 382,000 | 813,000 | 1,255,000 | 1,734,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 209,000 |
| Pretax income | 158,000 | -12,000 | 291,000 | 619,000 |
| Income tax | 21,000 | 42,000 | 63,000 | 8,000 |
| Net income | 137,000 | -54,000 | 228,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,348,000 | 9,132,000 | 9,413,000 | 9,796,000 |
| Total capital | 9,696,000 | 9,523,000 | 9,849,000 | 10,294,000 |
| Risk-weighted assets | 35,858,000 | 44,483,000 | 47,735,000 | 54,506,000 |