Call reports 2017
BODCAW BANK — 2017
What BODCAW BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 78,171,000 | 78,653,000 | 75,109,000 | 72,004,000 |
| Total loans | 22,244,000 | 23,318,000 | 23,162,000 | 22,822,000 |
| Allowance for loan losses | 172,000 | 201,000 | 198,000 | 333,000 |
| Securities available for sale | 29,618,000 | 30,226,000 | 27,533,000 | 22,410,000 |
| Securities held to maturity | 17,384,000 | 17,829,000 | 19,624,000 | 20,729,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,368,000 | 69,338,000 | 65,631,000 | 63,067,000 |
| Interest-bearing deposits | 55,467,000 | 54,536,000 | 54,350,000 | 53,346,000 |
| Noninterest-bearing deposits | 13,902,000 | 14,802,000 | 11,282,000 | 9,721,000 |
| Equity capital | 8,661,000 | 9,104,000 | 9,284,000 | 8,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,290,000 | 1,932,000 | 2,569,000 |
| Interest expense | 136,000 | 256,000 | 369,000 | 477,000 |
| Net interest income | 506,000 | 1,034,000 | 1,563,000 | 2,092,000 |
| Noninterest income | 32,000 | 84,000 | 168,000 | 98,000 |
| Noninterest expense | 321,000 | 648,000 | 983,000 | 1,428,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 225,000 |
| Pretax income | 294,000 | 518,000 | 830,000 | 704,000 |
| Income tax | 32,000 | 63,000 | 95,000 | 74,000 |
| Net income | 262,000 | 455,000 | 735,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,944,000 | 9,136,000 | 9,417,000 | 9,210,000 |
| Total capital | 9,116,000 | 9,337,000 | 9,615,000 | 9,543,000 |
| Risk-weighted assets | 31,300,000 | 30,771,000 | 29,437,000 | 29,748,000 |