Call reports 2015
BODCAW BANK — 2015
What BODCAW BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 75,044,000 | 75,504,000 | 76,222,000 | 74,981,000 |
| Total loans | 24,925,000 | 24,391,000 | 24,485,000 | 24,224,000 |
| Allowance for loan losses | 285,000 | 308,000 | 321,000 | 310,000 |
| Securities available for sale | 26,793,000 | 27,441,000 | 30,217,000 | 29,896,000 |
| Securities held to maturity | 15,431,000 | 15,639,000 | 13,790,000 | 13,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,825,000 | 66,649,000 | 66,835,000 | 65,418,000 |
| Interest-bearing deposits | 54,812,000 | 53,536,000 | 53,711,000 | 53,718,000 |
| Noninterest-bearing deposits | 11,013,000 | 13,113,000 | 13,124,000 | 11,700,000 |
| Equity capital | 8,862,000 | 8,639,000 | 9,026,000 | 9,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,409,000 | 2,048,000 | 2,735,000 |
| Interest expense | 154,000 | 307,000 | 461,000 | 617,000 |
| Net interest income | 547,000 | 1,102,000 | 1,587,000 | 2,118,000 |
| Noninterest income | 32,000 | 70,000 | 106,000 | 138,000 |
| Noninterest expense | 343,000 | 714,000 | 1,073,000 | 1,408,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 209,000 | 401,000 | 546,000 | 813,000 |
| Income tax | 33,000 | 65,000 | 86,000 | 106,000 |
| Net income | 176,000 | 336,000 | 460,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,464,000 | 8,624,000 | 8,748,000 | 8,995,000 |
| Total capital | 8,749,000 | 8,932,000 | 9,069,000 | 9,305,000 |
| Risk-weighted assets | 33,952,000 | 35,621,000 | 35,163,000 | 30,370,000 |