Call reports 2014
BODCAW BANK — 2014
What BODCAW BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 77,862,000 | 77,310,000 | 74,931,000 | 74,374,000 |
| Total loans | 24,203,000 | 25,003,000 | 25,537,000 | 25,396,000 |
| Allowance for loan losses | 231,000 | 261,000 | 261,000 | 244,000 |
| Securities available for sale | 24,229,000 | 24,365,000 | 23,885,000 | 25,128,000 |
| Securities held to maturity | 20,636,000 | 21,015,000 | 17,398,000 | 16,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,095,000 | 67,021,000 | 66,299,000 | 64,789,000 |
| Interest-bearing deposits | 58,173,000 | 55,618,000 | 54,848,000 | 54,341,000 |
| Noninterest-bearing deposits | 11,922,000 | 11,404,000 | 11,451,000 | 10,448,000 |
| Equity capital | 7,559,000 | 8,079,000 | 8,422,000 | 8,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,539,000 | 2,291,000 | 3,027,000 |
| Interest expense | 168,000 | 334,000 | 498,000 | 658,000 |
| Net interest income | 601,000 | 1,205,000 | 1,793,000 | 2,369,000 |
| Noninterest income | 37,000 | 71,000 | 108,000 | 142,000 |
| Noninterest expense | 339,000 | 673,000 | 1,014,000 | 1,378,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 267,000 | 539,000 | 880,000 | 1,128,000 |
| Income tax | 35,000 | 70,000 | 105,000 | 113,000 |
| Net income | 232,000 | 469,000 | 775,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,804,000 | 8,041,000 | 8,348,000 | 8,288,000 |
| Total capital | 8,035,000 | 8,302,000 | 8,609,000 | 8,532,000 |
| Risk-weighted assets | 38,074,000 | 37,002,000 | 39,158,000 | 36,956,000 |