Call reports 2013
BODCAW BANK — 2013
What BODCAW BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 75,420,000 | 73,940,000 | 76,521,000 | 77,056,000 |
| Total loans | 25,286,000 | 25,033,000 | 24,204,000 | 24,937,000 |
| Allowance for loan losses | 207,000 | 237,000 | 253,000 | 203,000 |
| Securities available for sale | 25,981,000 | 23,885,000 | 27,311,000 | 25,728,000 |
| Securities held to maturity | 17,578,000 | 17,827,000 | 18,141,000 | 20,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,506,000 | 66,688,000 | 69,057,000 | 67,009,000 |
| Interest-bearing deposits | 57,119,000 | 56,753,000 | 57,389,000 | 57,086,000 |
| Noninterest-bearing deposits | 9,387,000 | 9,935,000 | 11,668,000 | 9,923,000 |
| Equity capital | 7,297,000 | 7,105,000 | 7,272,000 | 7,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,471,000 | 2,209,000 | 2,986,000 |
| Interest expense | 187,000 | 370,000 | 547,000 | 723,000 |
| Net interest income | 552,000 | 1,101,000 | 1,662,000 | 2,263,000 |
| Noninterest income | 56,000 | 217,000 | 256,000 | 292,000 |
| Noninterest expense | 336,000 | 662,000 | 1,004,000 | 1,387,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 90,000 |
| Pretax income | 242,000 | 631,000 | 807,000 | 1,058,000 |
| Income tax | 15,000 | 30,000 | 50,000 | 135,000 |
| Net income | 227,000 | 601,000 | 757,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,877,000 | 7,251,000 | 7,406,000 | 7,572,000 |
| Total capital | 7,084,000 | 7,488,000 | 7,659,000 | 7,775,000 |
| Risk-weighted assets | 36,434,000 | 36,859,000 | 36,427,000 | 36,938,000 |