Call reports 2011
BODCAW BANK — 2011
What BODCAW BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 75,350,000 | 77,095,000 | 76,739,000 | 76,597,000 |
| Total loans | 27,310,000 | 27,212,000 | 26,999,000 | 27,764,000 |
| Allowance for loan losses | 134,000 | 107,000 | 96,000 | 141,000 |
| Securities available for sale | 23,435,000 | 24,598,000 | 23,951,000 | 24,594,000 |
| Securities held to maturity | 18,827,000 | 19,246,000 | 19,335,000 | 19,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,570,000 | 68,300,000 | 67,569,000 | 67,454,000 |
| Interest-bearing deposits | 58,271,000 | 58,113,000 | 58,723,000 | 59,073,000 |
| Noninterest-bearing deposits | 8,299,000 | 10,187,000 | 8,846,000 | 8,381,000 |
| Equity capital | 8,403,000 | 8,320,000 | 8,646,000 | 8,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,734,000 | 2,613,000 | 3,472,000 |
| Interest expense | 317,000 | 628,000 | 937,000 | 1,246,000 |
| Net interest income | 533,000 | 1,106,000 | 1,676,000 | 2,226,000 |
| Noninterest income | 35,000 | 80,000 | 121,000 | 156,000 |
| Noninterest expense | 345,000 | 692,000 | 1,060,000 | 1,511,000 |
| Provision for loan losses | 6,000 | 12,000 | 26,000 | 56,000 |
| Pretax income | 217,000 | 482,000 | 715,000 | 832,000 |
| Income tax | 15,000 | 30,000 | 47,000 | 72,000 |
| Net income | 202,000 | 452,000 | 668,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,073,000 | 7,823,000 | 8,040,000 | 8,131,000 |
| Total capital | 8,207,000 | 7,930,000 | 8,136,000 | 8,272,000 |
| Risk-weighted assets | 38,996,000 | 39,842,000 | 39,724,000 | 38,837,000 |