Call reports 2010
BODCAW BANK — 2010
What BODCAW BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 72,793,000 | 72,877,000 | 74,181,000 | 73,987,000 |
| Total loans | 26,992,000 | 27,188,000 | 27,831,000 | 27,493,000 |
| Allowance for loan losses | 135,000 | 133,000 | 135,000 | 134,000 |
| Securities available for sale | 22,629,000 | 22,864,000 | 24,630,000 | 23,009,000 |
| Securities held to maturity | 12,995,000 | 13,113,000 | 14,119,000 | 16,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,752,000 | 64,222,000 | 65,433,000 | 65,420,000 |
| Interest-bearing deposits | 56,550,000 | 56,307,000 | 57,642,000 | 57,999,000 |
| Noninterest-bearing deposits | 8,202,000 | 7,915,000 | 7,791,000 | 7,421,000 |
| Equity capital | 7,638,000 | 8,107,000 | 8,190,000 | 8,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,711,000 | 2,562,000 | 3,425,000 |
| Interest expense | 357,000 | 706,000 | 1,053,000 | 1,385,000 |
| Net interest income | 499,000 | 1,005,000 | 1,509,000 | 2,040,000 |
| Noninterest income | 50,000 | 99,000 | 140,000 | 190,000 |
| Noninterest expense | 327,000 | 666,000 | 1,008,000 | 1,424,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 438,000 | 641,000 | 811,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 100,000 |
| Net income | 192,000 | 378,000 | 551,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,352,000 | 7,538,000 | 7,711,000 | 7,871,000 |
| Total capital | 7,487,000 | 7,671,000 | 7,846,000 | 8,005,000 |
| Risk-weighted assets | 38,557,000 | 38,343,000 | 38,079,000 | 38,916,000 |