Call reports 2007
BODCAW BANK — 2007
What BODCAW BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 71,051,000 | 69,466,000 | 67,463,000 | 70,557,000 |
| Total loans | 23,688,000 | 24,171,000 | 23,681,000 | 24,521,000 |
| Allowance for loan losses | 79,000 | 66,000 | 55,000 | 68,000 |
| Securities available for sale | 32,120,000 | 29,508,000 | 28,545,000 | 28,884,000 |
| Securities held to maturity | 8,659,000 | 8,578,000 | 10,024,000 | 10,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,059,000 | 59,119,000 | 60,851,000 | 63,288,000 |
| Interest-bearing deposits | 51,005,000 | 50,319,000 | 52,277,000 | 55,225,000 |
| Noninterest-bearing deposits | 9,054,000 | 8,800,000 | 8,574,000 | 8,063,000 |
| Equity capital | 10,285,000 | 9,853,000 | 5,773,000 | 6,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,792,000 | 2,823,000 | 3,803,000 |
| Interest expense | 444,000 | 903,000 | 1,377,000 | 1,878,000 |
| Net interest income | 417,000 | 889,000 | 1,446,000 | 1,925,000 |
| Noninterest income | 47,000 | 97,000 | 1,298,000 | 1,344,000 |
| Noninterest expense | 271,000 | 533,000 | 814,000 | 1,261,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 40,000 |
| Pretax income | 193,000 | 1,496,000 | 2,726,000 | 2,779,000 |
| Income tax | 48,000 | 455,000 | 827,000 | 819,000 |
| Net income | 145,000 | 1,041,000 | 1,899,000 | 1,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,585,000 | 10,480,000 | 5,938,000 | 6,000,000 |
| Total capital | 9,664,000 | 10,546,000 | 5,993,000 | 6,068,000 |
| Risk-weighted assets | 34,693,000 | 35,578,000 | 33,403,000 | 34,624,000 |