Call reports 2002
BODCAW BANK — 2002
What BODCAW BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 65,281,000 | 66,086,000 | 69,139,000 | 69,666,000 |
| Total loans | 17,957,000 | 18,789,000 | 19,211,000 | 19,643,000 |
| Allowance for loan losses | 167,000 | 173,000 | 179,000 | 175,000 |
| Securities available for sale | 27,070,000 | 26,874,000 | 25,635,000 | 30,038,000 |
| Securities held to maturity | 7,774,000 | 7,806,000 | 7,861,000 | 7,793,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,462,000 | 54,252,000 | 56,989,000 | 57,194,000 |
| Interest-bearing deposits | 47,291,000 | 48,055,000 | 49,725,000 | 50,610,000 |
| Noninterest-bearing deposits | 6,171,000 | 6,197,000 | 7,264,000 | 6,584,000 |
| Equity capital | 11,049,000 | 11,022,000 | 11,293,000 | 11,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,635,000 | 2,450,000 | 3,269,000 |
| Interest expense | 412,000 | 794,000 | 1,166,000 | 1,553,000 |
| Net interest income | 397,000 | 841,000 | 1,284,000 | 1,716,000 |
| Noninterest income | 48,000 | 84,000 | 204,000 | 392,000 |
| Noninterest expense | 217,000 | 438,000 | 663,000 | 901,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 222,000 | 476,000 | 808,000 | 1,185,000 |
| Income tax | 60,000 | 105,000 | 185,000 | 299,000 |
| Net income | 162,000 | 371,000 | 623,000 | 886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,092,000 | 9,801,000 | 10,053,000 | 10,316,000 |
| Total capital | 10,259,000 | 9,974,000 | 10,232,000 | 10,491,000 |
| Risk-weighted assets | 36,325,000 | 37,053,000 | 38,127,000 | 38,761,000 |