Call reports 2001
BODCAW BANK — 2001
What BODCAW BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,267,000 | 61,754,000 | 62,952,000 | 65,584,000 |
| Total loans | 17,109,000 | 17,558,000 | 17,535,000 | 17,852,000 |
| Allowance for loan losses | 181,000 | 185,000 | 189,000 | 180,000 |
| Securities available for sale | 28,067,000 | 29,130,000 | 24,297,000 | 25,955,000 |
| Securities held to maturity | 5,372,000 | 5,227,000 | 5,286,000 | 8,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,255,000 | 50,492,000 | 51,280,000 | 53,905,000 |
| Interest-bearing deposits | 44,012,000 | 44,685,000 | 45,423,000 | 48,018,000 |
| Noninterest-bearing deposits | 5,243,000 | 5,807,000 | 5,857,000 | 5,887,000 |
| Equity capital | 10,132,000 | 10,412,000 | 10,729,000 | 10,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,848,000 | 2,745,000 | 3,596,000 |
| Interest expense | 525,000 | 1,046,000 | 1,545,000 | 2,026,000 |
| Net interest income | 413,000 | 802,000 | 1,200,000 | 1,570,000 |
| Noninterest income | 40,000 | 77,000 | 132,000 | 339,000 |
| Noninterest expense | 238,000 | 446,000 | 646,000 | 870,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 209,000 | 421,000 | 668,000 | 1,015,000 |
| Income tax | 90,000 | 120,000 | 150,000 | 240,000 |
| Net income | 119,000 | 301,000 | 518,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,274,000 | 9,455,000 | 9,673,000 | 9,930,000 |
| Total capital | 9,455,000 | 9,640,000 | 9,862,000 | 10,110,000 |
| Risk-weighted assets | 32,303,000 | 32,426,000 | 32,821,000 | 36,399,000 |