Call reports 2025
RED RIVER BANK — 2025
What RED RIVER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,185,557,000 | 3,166,822,000 | 3,213,295,000 | 3,349,731,000 |
| Total loans | 2,116,920,000 | 2,143,291,000 | 2,176,333,000 | 2,251,817,000 |
| Allowance for loan losses | 21,835,000 | 22,222,000 | 22,801,000 | 23,399,000 |
| Securities available for sale | 566,874,000 | 566,981,000 | 636,679,000 | 647,310,000 |
| Securities held to maturity | 129,686,000 | 127,305,000 | 124,853,000 | 122,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,833,177,000 | 2,817,939,000 | 2,846,798,000 | 2,971,679,000 |
| Interest-bearing deposits | 1,911,537,000 | 1,904,457,000 | 1,913,378,000 | 2,039,664,000 |
| Noninterest-bearing deposits | 921,640,000 | 913,482,000 | 933,420,000 | 932,015,000 |
| Equity capital | 325,217,000 | 326,972,000 | 342,569,000 | 356,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 35,823,000 | 72,556,000 | 110,719,000 | 149,921,000 |
| Interest expense | 11,198,000 | 22,109,000 | 33,372,000 | 44,329,000 |
| Net interest income | 24,625,000 | 50,447,000 | 77,347,000 | 105,592,000 |
| Noninterest income | 6,020,000 | 11,557,000 | 17,333,000 | 23,276,000 |
| Noninterest expense | 17,006,000 | 34,790,000 | 53,335,000 | 72,328,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,550,000 | 2,300,000 |
| Pretax income | 13,233,000 | 26,367,000 | 39,877,000 | 54,334,000 |
| Income tax | 2,574,000 | 5,185,000 | 7,785,000 | 10,616,000 |
| Net income | 10,659,000 | 21,182,000 | 32,092,000 | 43,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 380,029,000 | 383,452,000 | 387,662,000 | 397,888,000 |
| Total capital | 402,506,000 | 406,316,000 | 411,105,000 | 421,929,000 |
| Risk-weighted assets | 2,249,458,000 | 2,261,761,000 | 2,308,113,000 | 2,389,677,000 |