Call reports 2024
RED RIVER BANK — 2024
What RED RIVER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,072,747,000 | 3,047,614,000 | 3,100,888,000 | 3,148,781,000 |
| Total loans | 2,039,725,000 | 2,051,768,000 | 2,057,853,000 | 2,077,560,000 |
| Allowance for loan losses | 21,564,000 | 21,627,000 | 21,757,000 | 21,731,000 |
| Securities available for sale | 545,967,000 | 526,890,000 | 560,555,000 | 550,148,000 |
| Securities held to maturity | 139,328,000 | 136,824,000 | 134,145,000 | 131,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,752,713,000 | 2,723,525,000 | 2,752,309,000 | 2,811,567,000 |
| Interest-bearing deposits | 1,845,098,000 | 1,817,270,000 | 1,855,504,000 | 1,932,293,000 |
| Noninterest-bearing deposits | 907,615,000 | 906,255,000 | 896,805,000 | 879,274,000 |
| Equity capital | 292,107,000 | 299,197,000 | 318,278,000 | 312,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 33,018,000 | 66,724,000 | 101,636,000 | 137,308,000 |
| Interest expense | 11,655,000 | 23,549,000 | 35,993,000 | 47,936,000 |
| Net interest income | 21,363,000 | 43,175,000 | 65,643,000 | 89,372,000 |
| Noninterest income | 5,864,000 | 11,847,000 | 18,098,000 | 24,055,000 |
| Noninterest expense | 16,438,000 | 33,848,000 | 51,276,000 | 68,767,000 |
| Provision for loan losses | 300,000 | 600,000 | 800,000 | 1,000,000 |
| Pretax income | 10,458,000 | 20,530,000 | 31,628,000 | 43,432,000 |
| Income tax | 2,001,000 | 3,951,000 | 6,076,000 | 8,366,000 |
| Net income | 8,457,000 | 16,579,000 | 25,552,000 | 35,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 353,261,000 | 359,383,000 | 366,356,000 | 371,370,000 |
| Total capital | 375,267,000 | 381,452,000 | 388,655,000 | 393,743,000 |
| Risk-weighted assets | 2,143,048,000 | 2,160,174,000 | 2,183,189,000 | 2,210,396,000 |